Medicaid Planning

PreserveYOUR LEGACY

Strategic Medicaid planning to protect your assets while ensuring qualification for essential long-term care benefits.

FREE
Assessment
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Strategic Protection

Don't let long-term care costs wipe out your life savings. Smart planning can protect your assets.

Understanding Medicaid

The High Costof Long-Term Care

Long-term care costs in Florida average $100,000+ per year for nursing home care. Without proper planning, these costs can quickly deplete a lifetime of savings, leaving families financially devastated.

Medicaid is the primary payer for long-term care in the United States, but qualification requires meeting strict asset and income limits. The key is planning ahead to protect your assets while ensuring eligibility.

Our Medicaid planning strategies help families preserve their wealth for future generations while securing necessary care. We use legal methods to restructure assets and implement protective trusts.

The earlier you plan, the more options you have. But even if care is needed immediately, there are still strategies available to protect some assets.

Long-Term Care Costsin Florida

Understanding the financial reality of long-term care

Nursing Home Care

$8,500+
per month

Private room in skilled nursing facility with 24/7 care

Assisted Living

$4,200+
per month

Private apartment with meals and personal care services

Home Health Aide

$25+
per hour

Professional in-home care assistance with daily activities

The Financial Impact

At $100,000+ per year, nursing home costs can exhaust a $500,000 nest egg in just 5 years. Medicaid planning can help protect these assets for your family while ensuring you receive the care you need.

Our Medicaid Planning Strategies

Legal methods to protect your assets while ensuring Medicaid eligibility

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Asset Protection Trusts

Irrevocable trusts that remove assets from your name while allowing family members to benefit, protecting wealth from long-term care costs.

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Spousal Protection

Strategies to protect the community spouse's assets and income, ensuring they can maintain their standard of living.

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Homestead Planning

Protecting your primary residence through proper titling, life estates, and other legal structures.

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Income Planning

Restructuring income streams to meet Medicaid income limits while preserving monthly cash flow.

Look-Back Period Planning

Strategic transfers and gifts timed to avoid Medicaid penalties during the 5-year look-back period.

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Spend-Down Strategies

Legal methods to reduce countable assets through exempt purchases and allowable expenses.

When to StartMedicaid Planning

The best time to plan is now, but options exist at every stage

5+ Years Before Care

Maximum Protection

All planning options available. Can implement comprehensive asset protection strategies without penalty periods.

  • Full asset protection
  • No penalty periods
  • Maximum flexibility
1-5 Years Before Care

Strategic Planning

Good planning options still available. Some strategies may trigger penalty periods but still provide net benefits.

  • Significant asset protection
  • Some penalty risks
  • Strategic options
Care Needed Now

Crisis Planning

Limited but valuable options remain. Can still protect some assets through immediate strategies.

  • Partial asset protection
  • Immediate solutions
  • Better than no planning

Don't Wait UntilIt's Too Late

The sooner you start planning, the more assets you can protect. Get a free assessment to understand your options and potential savings.

Ready to Protect Your Family?

Schedule your free consultation today. No obligation, just professional guidance to help you understand your options and make informed decisions. We offer flexible scheduling with in-person and teleconference meetings available.

Schedule Your Free Consultation

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Contact Us Directly

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Call Us Today

(727) 367-1976
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Visit Our Office

1110 Pinellas Bayway South #208
(2nd floor, elevator available)
Tierra Verde, FL 33715
(Temporary location while 433 76th Ave is under reconstruction)

Schedule Your Appointment

We offer flexible scheduling to accommodate your needs.

Available: In-person and teleconference meetings

Call (727) 367-1976 to schedule your consultation

Why Call Today?

  • Free initial consultation
  • Same-day appointments available
  • No obligation to proceed
  • Professional guidance you can trust